Newly Opened Checking Account Payday Loan

February 12, 2009   ·   Payday Loan   ·     ·  

Many payday loan lenders offer a free loan for first time borrowers. It means that customers get free or low cost with no extra charges. Cash advances are short-term payday loans taken to meet urgent financial needs.

Payday loans are usually paid back within two or three weeks. However, you are allowed to extend the repayment of the loan. First-time customers usually can get a loan of up to $300 dollars.

Loan applications are handled completely online on the lender’s website. Most lenders now offer no faxing facility which means that the borrower is not required to send any documents to support the application.

Requirements for 1st time borrower

In addition to regular payday loan terms, there are some additional criteria that you should be able to meet so that you become eligible for free loan:

• No outstanding payday loans from the same company
• The applicant should have a bank account that is valid for the last 3 months
• The applicant should be employed, making $1000 monthly

Borrowers are usually rejected if:

• The lender is not able to verify the personal information
• The lender is not able to verify bank details
• Have a newly opened bank account
• Currently unemployed
• Have unpaid checks or outstanding payday loans
• Have filed for bankruptcy
• Make less than $1000 monthly
• Contact details are not valid
• Employed for less than 5 months with the current employer

Apply for a guaranteed payday loan with no faxing & no credit check. Get instant approval for your cash loans within one hour!

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