PAYDAY
Lender
Fax
Required
Minimum Monthly Income
Required
Checking Account
Required
100 Day Loans No $1000 Net Yes
AmeriAdvance No $1000 Net Yes
PayDay One No $1000 Gross Yes
PayDayMax No $1000 Net Yes
Cash Central No $1000 Net Yes
DiscountAdvances No $1000 Net Yes
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Payday One

The founders of Payday One had one goal in mind when they founded this company as a subsidiary to ThinkCash back in 2002: to simplify the customers’ efforts in applying and obtaining cheap payday loans. As time passed, it is safe to say that their efforts have succeeded as the brand of this creditor stands out amount the top choices for same day payday loans for each and every person, regardless of the credit history or FICO score. With bad credit payday loans available in most states, the company has been able to help thousands of Americans overcome financial problems that would otherwise dent the quality of their day-to-day life.

The states in which Payday One has branches can be viewed on the official website, so whenever you are in need of cheap payday loans all you need to do is log on to the internet and check out whether your state is on the list. In most cases, the states that are not covered by this company are the ones where the administration has outlawed the practice of payday loans. At this point it is important to note that, even though some financial analysts view these loans as dangerous for a person’s financial integrity, the truth is that they merely fill in a need. One simply cannot argue that the ability to obtain the money fast, easy and without filling in a great deal of paperwork is a negative trait, as it makes them addictive.

However, the representatives of Payday One advice exercising caution whenever you are employing the assistance of these cash advances. Wise and timely financial planning are necessary in order to avoid a vicious circle of debt. Moreover, this is true for all type of cash lenders, ranging from traditional mortgage, auto loans or credit cards. In order to help their customers enhance their budget management skills, Payday One goes as far as featuring a list of tips and tricks on their website. The company functions on the idea of complete openness with the customer base in order to develop a healthy and long-lasting business relationship which is mutually favorable.

You will be required to have a checking account in order to be eligible for loans, but the requirements for it stop here. The checking account is the only means of verification performed by the company in order to find out whether your means of income enable you to repay your loan and the maximum amount of money you are entitled to. Payday One works in the best interest of its customers, as borrowing cash that you will not be able to repay on the due date is very likely to plunge you into debt. However, by estimating your budget correctly, you can avoid future financial inconveniences.

Moreover, since the checking account is the only requirement, the loans provided by the company fall under the no-fax category. Therefore, the paperwork necessary is reduced to a minimum and the application for the loan can be conducted on the internet or via the phone. The internet is a dangerous place for transactions nowadays, but the security measures taken by Payday One ensure that your sensitive private data is well guarded against any fraud attempts. In order to make an impression regarding the services provided, the customer has the ability to read testimonials of other clients as well. As a part of the openness policy of the company, they have installed a section for written testimonials on the website, as well as a list of visual interviews. Bottom line is that ever since the company was founded back in 2002, thousands and thousands of customers have received the financial support they applied for.

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