| PAYDAY Lender |
Fax Required |
Minimum Monthly Income Required |
Checking Account Required |
| 100 Day Loans | No | $1000 Net | Yes |
| AmeriAdvance | No | $1000 Net | Yes |
| PayDay One | No | $1000 Gross | Yes |
| PayDayMax | No | $1000 Net | Yes |
| Cash Central | No | $1000 Net | Yes |
| DiscountAdvances | No | $1000 Net | Yes |
| 100 Day Loans | 1 review |
| AmeriAdvance | 0 reviews |
| PayDayMax | 0 reviews |
| Payday One | 0 reviews |
| DiscountAdvances | 0 reviews |
| Cash Central | 0 reviews |
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It is common knowledge that payday loans by phone have been designed to assist people who are facing serious financial troubles and have credit histories that are far from being ideal. Do you fall into this category? As for me, [...]
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Payday Tips that Everyone Should Keep in Mind

I have always thought that borrowing money is not for me. I believed that asking somebody for cash is intimidating and really diminishing for any person with some self respect. I swore that I would never ask for a cash advance. However, as they say, never say never. Last year my wife urgently needed some dental services and her treatment could not wait. I had no cash at that time and I had to obtain a payday cash advance. Even though it felt awkward, I knew I did the right thing back then. My wife got the necessary services, I repaid the loan on my next payday, and my opinion of payday loans has been changed forever. This is why I would like to share some payday tips with you. If you keep the following things in mind, your chances of having a profitable and pleasant payday loan getting experience will be much higher.
So what are modern payday loans all about? What makes them so special and so popular these days? Payday loans are small cash advances designed to help people who are faced with various financial emergencies. You can receive from $100 up to $1,500 with one payday advance, and you will have to return the money on your next pay day. One of the most important payday tips that you need to keep in mind is that the charges for such cash advances are really steep. You have to make 100% sure that you borrow just as much as you need at the moment. If you take more money than you really need, you will have to pay a really high interest rate. Always try to avoid this.
If you realize that you will not be able to meet the repayment deadline of your loan, contact the lender as soon as possible and ask for a loan extension. You will be charged extra for this service, but in some situations you will simply have no other options left. Do not be afraid of extending the loan term since there is nothing wrong with doing this.
In fact, if you are not able to borrow from your friends or relatives, obtaining a payday loan may be the best way to solve your current financial problems. Such loans do not require any credit check or faxing of documents. You can apply online or by making a phone call. You will not have to deal with any hassle or bureaucracy. Payday loans are simply perfect for the modern fast paced world where speed is very important for everybody. If you meet the requirements of the loan lender, you will get the necessary money within just 2 or 3 hours. One of the most vital payday tips has to do with the application process. Always compare the rates offered by different lenders before submitting your application. This can be easily done online; this is why many people prefer the online application method.
Remember that if you are almost sure that you will not be able to return the loan, never apply for it. If your monthly salary is smaller than the amount you want to borrow, you should never go for such a loan. In short, try to be reasonable no matter what happens.
If you really want to have a good loan getting experience, try to pay as much attentions as you can to these payday tips. Be careful, reasonable and pay attention to details. But most importantly, never be ashamed of yourself for taking out a payday loan. This is definitely much better than suffering and leading a miserable life.




